When you visit the Site, we may collect personal information that you voluntarily provide to us, such as your name, email address, telephone numbers, physical address, gender, zip code, health information, medical condition, or other information voluntarily provided by you to the Site. We may also collect information about your interaction with the Site, including information about keystrokes and form input, or screenshots of your Site activities (regardless of whether you submit any information to the Site). We also collect any content that you submit to the Site, such as surveys and questionnaires, including personal information that is included in such content. We may passively collect certain types of information whenever you visit the Site. For example, we may collect click-stream data, your IP address and other usage information sent to us by your browser or device.
We may also collect aggregated information as you visit the Site.
We may request personal information from you via online forms, questionnaires, surveys or voting polls. Participation is voluntary and you will have the opportunity to decide whether or not to disclose information. At times, you may have to register to vote or to take part in a survey. Cookies This Site is cookie-enabled to give you a more customized user experience. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer’s hard drive. Cookies are used to collect information on the number of visitors to our site and the number of pages viewed. It is also used to provide relevant information to our visitors and for website and system administration, including research and development, user analysis and business decision-making. Other Web Tracking Technologies
We may use web beacons, device identification, and other standard Internet technologies to track your activities of the Site. Web beacons (also known as clear gifs, pixel tags, targeting and re-targeting pixels, affiliate party pixels or web bugs) are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users or to access cookies. We also may include web beacons in e-mail messages or newsletters to determine whether messages have been opened and acted upon.
We employ from time to time other businesses, certain services and individuals to perform functions on our behalf. Examples include sending e-mail, removing repetitive information from customer lists, maintaining databases, Site analysis, analyzing data, providing marketing assistance, implementing advertising strategies, and providing customer service. These entities have access to personal information needed to perform their functions, but may not use it for other purposes.
When you submit a request for information, quotes or offers or make an expression of interest regarding a type of product or service (by, for example, completing a form or questionnaire). When you submit a request for information, quotes or offers or make an expression of interest regarding a type of product or service, you authorize us to provide your personal information (including any medical information you provide) to those Business Providers and to allow them to contact you directly.
If you submit a request for quotes or information for an insurance product, we will disclose/forward your personal information to Business Providers including insurance companies, insurance agents or agencies or insurance brokers who are interested in contacting you to provide the requested quotes or information and market insurance product or services to you.
We may transfer the personally identifiable health information that you voluntarily provide us to Business Providers that offer, market or provide health insurance products and services, for their direct marketing purposes. These companies may retain your information whether or not you use their services or buy their products. The privacy policies of these Business Providers govern their use of your information.
We may share aggregate information such as demographics and Site usage statistics with advertisers, sponsors or other organizations.
When this type of information is shared, the other parties do not have access to your personal information.
The Site may be sold along with its related assets, or other transactions may occur in which your personal information is one of the business assets transferred, including a sale in bankruptcy or a sale or reorganization of all or part of our business. In such a case, your personal information, which we have gathered, may be one of the business assets we transfer.
In the event we are required to respond to subpoenas, court orders or other legal process your personal information may be disclosed pursuant to such subpoena, court order or legal process, which may be without notice to you.
By using this site you agree to receive email communications from us. When you open emails from the Site, we may receive a confirmation noting you opened an email from us, if your computer supports such capabilities. We also may keep track of what emails we send you and what emails you may be receiving from us and our subsidiaries and affiliates. We also may keep track of what emails you send to us.
Value Health Quotes is an independent website and is not a federal or state Marketplace website. Value Health Quotes does not provide quotes or sell insurance directly to consumers, is not affiliated with any exchange, and is not a licensed insurance agent or broker. Accordingly, you should not send us (via mail or email) any sensitive information, including personal health information or applications. Any such communications will not be treated as confidential and will be discarded, as, in offering this website, we are required to comply with the standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information.